Welcome to the library

Here you’ll find lots of useful information and comment to help you with your personal financial journey. The library will be regularly updated and your adviser may on occasion direct you to a document in this section. It’s also a good place to catch up on ‘What Panoramic have to say’ about the world of personal finance – and more.

Student Debt and Paying it off

Young Investor

Over 2 million students studying at University each year and tuition fees rising up to £9,000 per year, student loans and the future impact of the resulting debt is a...

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Industry calls for product revolution post-pension freedoms

Pension Freedom Press Release

Twenty months ago Chancellor George Osborne turned the world of pensions on its head. But advisers say provider product development is still yet to make the most of the opportunities...

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Jefferies has Panoramic Vision

Press Release

Gary Jefferies has left H&D Wealth, where he was an adviser, to launch his own firm, Panoramic Wealth, in Tunbridge Wells.

“I want to try and help clients along their journey” said... Read more

How do we stop pension freedoms becoming the next big financial scandal?

Pension Freedom Press Release

When the Government pushed the door wide open for those aged 55 and over to draw their retirement savings with impunity there was no corresponding initiative to promote affordable independent...

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