Here at Panoramic Wealth, as a family run business, we understand that it is not the insurance that is important but the financial security for you and your family.
The cornerstone of your overall financial plan is ensuring you have adequate protection. With this, we can ensure that your family will be provided for should the worst happen.
Together, we will assess the most suitable time period and the level of cover for your needs, before recommending and implementing the most suitable plan. We will also be able to arrange the plans in such a way that would minimise any tax implications. At Panoramic Wealth we can advise and implement:
- Life Assurance – Which provides a lump sum on death to protect the family or an outstanding mortgage.
- Critical Illness Cover - Which provides a lump sum on diagnosis of certain serious illnesses.
- Income Protection - A policy that provides an ongoing income when the insured is unable to work.
- Estate Planning Insurance – The use of Whole life or Whole of Life as a means of mitigating inheritance tax.
- Business Protection Advice - See business protection advice section.